[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.dekorin.cz\/pujcky-mohou-byt-vyhodou\/#Article","mainEntityOfPage":"https:\/\/www.dekorin.cz\/pujcky-mohou-byt-vyhodou\/","headline":"P\u016fj\u010dky mohou b\u00fdt v\u00fdhodou","name":"P\u016fj\u010dky mohou b\u00fdt v\u00fdhodou","description":"Lid\u00e9, kte\u0159\u00ed rozjeli sv\u00e9 vlastn\u00ed podnik\u00e1n\u00ed, pot\u0159ebuj\u00ed dosahovat \u00fasp\u011bch\u016f. Pot\u0159ebuj\u00ed m\u00edt dost velk\u00e9 p\u0159\u00edjmy, a to aby jimi zvl\u00e1dli financovat v\u0161echno, co je financovat pot\u0159eba. Mus\u00ed se p\u0159ece postarat o to, aby v jejich firm\u00e1ch v\u0161echno fungovalo tak, jak to fungovat m\u00e1, a to si \u017e\u00e1d\u00e1 investice, mus\u00ed se tu ale tak\u00e9 platit mzdy zam\u011bstnanc\u016fm, […]","datePublished":"2025-04-18","dateModified":"2025-04-18","author":{"@type":"Person","@id":"https:\/\/www.dekorin.cz\/author\/#Person","name":"","url":"https:\/\/www.dekorin.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/383247cd769f7ac317a5bcda943ec48a3c79d996598ae4564ec21a0e178126d1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/383247cd769f7ac317a5bcda943ec48a3c79d996598ae4564ec21a0e178126d1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"dekorin.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.dekorin.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_9.jpg","url":"https:\/\/www.dekorin.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_9.jpg","height":0,"width":0},"url":"https:\/\/www.dekorin.cz\/pujcky-mohou-byt-vyhodou\/","about":["Ekonomika"],"wordCount":416,"articleBody":"        Lid\u00e9, kte\u0159\u00ed rozjeli sv\u00e9 vlastn\u00ed podnik\u00e1n\u00ed, pot\u0159ebuj\u00ed dosahovat \u00fasp\u011bch\u016f. Pot\u0159ebuj\u00ed m\u00edt dost velk\u00e9 p\u0159\u00edjmy, a to aby jimi zvl\u00e1dli financovat v\u0161echno, co je financovat pot\u0159eba. Mus\u00ed se p\u0159ece postarat o to, aby v jejich firm\u00e1ch v\u0161echno fungovalo tak, jak to fungovat m\u00e1, a to si \u017e\u00e1d\u00e1 investice, mus\u00ed se tu ale tak\u00e9 platit mzdy zam\u011bstnanc\u016fm, odvody st\u00e1tu a zdravotn\u00edm poji\u0161\u0165ovn\u00e1m, energie, suroviny\u2026 Podnikatel\u00e9 prost\u011b mus\u00ed v jednom kuse za n\u011bco platit. A p\u0159itom jim mus\u00ed zb\u00fdt i pen\u00edze pro n\u011b samotn\u00e9, proto\u017ee i oni mus\u00ed z n\u011b\u010deho vy\u017e\u00edt. I oni mus\u00ed m\u00edt z \u010deho platit n\u00e1klady souvisej\u00edc\u00ed s jejich \u017eivobyt\u00edm.Podnik\u00e1n\u00ed tedy mus\u00ed b\u00fdt jednozna\u010dn\u011b v\u00fdnosn\u00e9. Jinak to nejde. A ziskovost tu mus\u00ed b\u00fdt dostate\u010dn\u00e1, aby byly pen\u00edze na v\u0161echno, na co jsou zrovna pot\u0159eba.Jen\u017ee v ot\u00e1zk\u00e1ch ziskovosti je podnik\u00e1n\u00ed dost nejist\u00e9. Podnikatel\u00e9 jsou tu sami sv\u00e9ho \u0161t\u011bst\u00ed str\u016fjci, p\u0159i\u010dem\u017e ale nikoho nedonut\u00ed, aby jim platil za nezaj\u00edmav\u00e9 nab\u00eddky. A n\u011bkdy podnikatel\u00e9 a firmy nedostanou zaplaceno t\u0159eba ani za to, co si u nich jejich z\u00e1kazn\u00edci objednali a odebrali to. Inu, lid\u00e9 jsou r\u016fzn\u00ed. A tak se podnikatel\u00e9 dost\u00e1vaj\u00ed do ekonomick\u00fdch pot\u00ed\u017e\u00ed, a to i ne vlastn\u00ed vinou. Ale a\u0165 u\u017e za to m\u016f\u017ee cokoliv, maj\u00ed v p\u0159\u00edpad\u011b finan\u010dn\u00edch pot\u00ed\u017e\u00ed starost\u00ed t\u0159eba a\u017e nad hlavu. Proto\u017ee jim nikdo pen\u00edze jenom tak ned\u00e1.A kdy\u017e je pot\u0159eba v\u00edc pen\u011bz, ne\u017e kolik se pr\u00e1v\u011b podnik\u00e1n\u00edm vyd\u011blalo? Pak se mus\u00ed uva\u017eovat i o n\u011bjak\u00e9 podnikatelsk\u00e9 p\u016fj\u010dce. \u010casto i ta dok\u00e1\u017ee podnik\u00e1n\u00ed prosp\u011bt a n\u011bkdy ho i p\u0159\u00edmo zachr\u00e1nit.Podnikatelsk\u00e9 p\u016fj\u010dky ale mus\u00ed b\u00fdt stejn\u011b jako p\u016fj\u010dky jin\u00e9 dosa\u017eiteln\u00e9 a dost v\u00fdhodn\u00e9. A to rozhodn\u011b neplat\u00ed o v\u0161ech nab\u00eddk\u00e1ch. A tak se to n\u011bkdy komplikuje. A probl\u00e9my skon\u010d\u00ed teprve ve chv\u00edli, kdy podnikatel objev\u00ed mo\u017enost vz\u00edt si nebankovn\u00ed hypot\u00e9ku. Ona se toti\u017e nebankovn\u00ed hypot\u00e9ka bez registru nez\u00edsk\u00e1v\u00e1 ani zdaleka tak t\u011b\u017eko jako jin\u00e9 p\u016fj\u010dky. A jej\u00ed dostupnost je pro mnoho firem hodn\u011b d\u016fle\u017eit\u00e1.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dky mohou b\u00fdt v\u00fdhodou","item":"https:\/\/www.dekorin.cz\/pujcky-mohou-byt-vyhodou\/#breadcrumbitem"}]}]